So far, the decentralized technology has almost realized the ideal of "code as law" based on the concept of open and inclusive, the characteristic of transparency, openness, censorship, and unforgeability. Innovative protocols such as Maker Dao, Compound, AAVE, UniSwap have brought countless investment feast for the pioneers in this field. However, there are still some previously neglected links in the gradually enriched DeFi ecology, such as how to improve the asset utilization rate, how to make the LP tokens created by AMM obtain more usage scenarios, and how to connect the real assets to the DeFi world…Based on the above thinking, Cheese Bank came into being.